No apps to install · everything in WhatsApp

Do more
with your money

Collect payments, transfer money, send and collect by link, save toward your goals, and pay with your card — all from WhatsApp. No lines, no paperwork, no downloads: activate your account in minutes.

★★★★★4.8 · thousands of Mexicans already use it
Scan to activate your account via WhatsApp
Activate on WhatsAppScan and activate your accountNo apps to install · everything in WhatsApp

For Mexico residents only, with INE and 18 years or older.

Person using Lana Online from WhatsApp with their card Woman collecting payment with Lana Online via WhatsApp — goodbye terminals Lana Online app on phone — balance, transactions and Gabi inside WhatsApp
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  No apps to install  ✦    everything in WhatsApp  ✦    Activate your account in minutes  ✦    No hidden fees  ✦    Send by link  ✦    Goal-based savings  ✦    Digital savings groups  ✦    Collect via WhatsApp  ✦    Small expenses tracker  ✦    No apps to install  ✦    everything in WhatsApp  ✦    Activate your account in minutes  ✦    No hidden fees  ✦    Send by link  ✦    Goal-based savings  ✦    Digital savings groups  ✦    Collect via WhatsApp  ✦    Small expenses tracker  ✦  
Lana Online Mastercard
💳 Your Lana card

Your money,
in your hands

Physical and virtual, Mastercard, ready to pay online or in person. Top up instantly, control everything — your money, always with you.

No annual fee or hidden charges
Freeze or activate with one tap
Accepted across Mexico and worldwide
Everything from WhatsApp

Your money, your way
— made for Mexico

No apps to install: collect, transfer, save, and pay from the chat you use every day.

Goal-based savings

Set aside your money in jars for what truly matters. Name your goal, save whenever you want, and watch it grow. You're in control: withdraw whenever you need it.

Learn more →
My savings jars
37%
Elena's wedding
💍 Goal $50,000
$18,400 savings jars
Save money

Digital savings groups

Save as a group in turns with your people, without the hassle of chasing payments. Clear rules, everyone verified, and you decide the order. We organize — you enjoy when it's your turn.

Learn more →
Work savings group
ROUND 3 OF 10
$5,000
ML
María's turn
👑
MA
You · round 7
Pending

Discover your small expenses

Those little expenses you don't notice eat away at your money. Our tracker detects them and suggests how to save — with clear financial education from Gabi, your assistant. You always decide.

Learn more →
Small expenses 🐜
This month
$1,240
on 23 sodas and 12 coffees
💡
If you set aside what you spend on one soda a day, you'd save $380 a month. Your call 😉
Create a savings jar
Goals

Save for what
you truly want

The dream trip, graduation, the new home. Name your goal and Lana helps you get there.

Savings jar for a trip
My next trip
$24,800

Almost time to pack ✈️

Savings jar for graduation
My graduation
$58,200

Almost there 🎓

Savings jar for a new home
My new home
$210,000

Almost yours 🏡

Why Lana

Your money, free
no lines, no hassle

0

Lines and endless paperwork

2 min

To activate your account

0

Apps to install

24/7

Send and receive anytime

For everyone

For you, for your child,
for your parents

Lana is for every generation. Easy for beginners, powerful for those who know their way around.

Professional using LanaFor you
★★★★★

"I sent my sister her share of the rent with a link, without asking for her CLABE or anything. Super easy."

Ana TorresDesigner · Mexico City
Student using LanaFor your child
★★★★★

"My mom sends me bus fare with a link on WhatsApp and it arrives instantly. So easy."

Diego RamírezStudent · Monterrey
Senior using LanaFor your parents
★★★★★

"I thought it would be complicated, but I activated my account from my phone in minutes. And Gabi explains everything."

Jorge SalinasRetiree · Guadalajara
Financial-grade security

Your money, protected

Rest easy: the protection your money deserves, with the freedom to use it from WhatsApp — no apps to install. Real security, so you can just live your life.

Sign in with fingerprint or face

Passkeys and biometrics: no passwords to steal. Only you access your money.

Trusted devices

A new device must be authorized from one of yours. We notify you of every access.

Safeguarded and regulated

Your funds are held in an authorized SOFIPO (Popular Financial Society), supervised by the CNBV and CONDUSEF. Mandatory KYC verification.

Stay protected day to day

Security tips

The most common scams in Mexico — explained in plain language. Because your money and your WhatsApp are yours alone.

Merchant receiving a fraud attempt asking for a verification code via WhatsApp

Your code is yours alone

If someone asks for the 6-digit code sent by SMS, it's fraud. Neither Lana nor WhatsApp will ever ask for it. Never.

Person unlocking WhatsApp with fingerprint at a café

Double-lock your WhatsApp

Enable two-step verification and create a PIN. Even if your number is stolen, no one gets in without that PIN.

Person reviewing privacy settings on their computer

Choose who sees you — and who doesn't

In WhatsApp Settings you decide who sees your photo, last seen, and who can add you to groups. Set it in your favor.

User reviewing unknown linked devices on WhatsApp

Check who's logged into your WhatsApp

Go to "Linked devices" and sign out anything you don't recognize. Watch out for odd QR codes promising "view photos".

Entrepreneur protecting their phone line with a carrier PIN at their business

Don't let them steal your line

Set a PIN with your phone carrier. That way no one can swap your SIM or steal your number without your permission.

Person worried because their phone suddenly lost signal

No signal out of nowhere = red flag

If your phone loses signal for no reason, someone may be cloning your SIM. Call your carrier immediately.

Vendor suspicious of an urgent SMS with a fake payment link

Watch out for "urgent" messages

Neither your bank nor a courier sends links by SMS to "fix" something. Don't click — open the official app instead.

Person verifying a family message by phone before sending money

"Mom, I changed my number"... really?

If a "relative" messages from a new number asking for urgent money, call their usual number and confirm before sending anything.

Person taking a deep breath and thinking twice before falling for a scam

If they rush you, it's a trap

Scammers pressure you so you don't think. Breathe, hang up, and verify. What's real can wait.

Young person suspicious of a shady app on their phone

No pirated apps

Download apps only from official stores. "Modified" apps or ones from sketchy links can steal your messages and credentials.

Frequently asked questions

Have questions?

What is Lana Online?
Lana Online is a payment technology platform operated by INNOVACOM, S.A. de C.V. Your funds are safeguarded by an authorized Popular Financial Society (SOFIPO), regulated and supervised by the CNBV and CONDUSEF. INNOVACOM does not custody your money directly.
How do I activate my account?
Scan the QR code or message us on WhatsApp. With Gabi by your side, you activate your account in minutes: INE and a selfie. No lines, no downloads — just benefits.
Are there fees?
Activating your account, sending money, and collecting by link are free. We show any fees clearly before each transaction — no surprises or fine print.
Do I need to download an app?
No. Everything happens in WhatsApp: activate your account, collect payments, transfer money, send links, save toward goals, and more. No downloads, no app stores — the chat you already have is your starting point.
Is it secure?
Yes. Financial-grade security: passkeys, biometrics, authorized devices, and advanced encryption. Your funds, safeguarded in a SOFIPO supervised by the CNBV and CONDUSEF. You just enjoy the experience.

Your money, your pace,
your life

Activate via WhatsApp. No lines, no paperwork, no apps to install — your money, ready when you are.

Activate your account free →